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How to open Bmo Harris Bank CheckingBMO ATM and Overdraft Fees. If you use a BMO or Allpoint ATM in the U.S., there are no transaction fees for any BMO checking accounts. When you. We will charge you a $3 fee for this service each statement period even if there are no Check Images for that period unless you opt to go paperless through your. BMO Smart Advantage Checking. Open now. Open online in 5 minutes! $0 monthly maintenance fee. No monthly maintenance fee, no minimum balance footnote
