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Bank of America Advantage Banking: $ bonus offer � Chase Private Client Checking?: Up to $3, bonus offer � Chase Secure Banking?: $ � Chase. Best checking account bonuses ; Chase (Private Client): $3, bonus ; Citibank: Up to $1, bonus ; Huntington National Bank: Up to $ bonus. We show that a subsidized PGL system can increase bank lending incentives, with banks having more incentives to use PGL the larger is the pre-existing credit.