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How to transfer credit card balance to another credit card -- FULL PROCESSHow to Transfer a Credit Card Balance in 3 Simple Steps � 1. Request a balance transfer � 2. Wait for the transfer to go through � 3. Pay off. How to do a credit card balance transfer � 1. Do your research � 2. Apply for a balance transfer card � 3. Transfer the balance � 4. Wait for. If you are a new PTSB customer and want to transfer your credit card balance, you can call us on or + 1