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BMO Alto High Yield Savings Account: Is It Worth It? - Review (2024)BMO Bank CD Rates Today ; 18 months, % ; 24 months, % ; 25 months (CD special), % ; 30 months, % ; 35 months (CD special), %. CHICAGO, Nov. 7, /CNW/ - BMO today announced that it is decreasing its US$ prime lending rate from percent to percent. Headquartered in Chicago, BMO (formerly known as BMO Harris) offers certificates of deposit (CDs) with a range of term options with rates up to %.