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BMO Savings Builder Account Review Pros and ConsOpen a BMO Savings Builder account and earn up to $60 in bonuses. For the first year, earn a $5 bonus each month you increase your savings. You can earn up to $ with a checking account bonus and up to $60 with a savings account bonus. Are BMO Promotions Taxable? Yes, you may be. Get up to a $ cash bonus. Earn $ when you open a new BMO Premium Plan Chequing Account and $ when you open a Savings Amplifier Account.